Marketplace Lending explores the merging of mainstream banking with shadow banking through financial technology innovation. It offers a practical framework for integrating financial innovation into the credit infrastructure to maximize strengths. Real-world case studies and firsthand accounts address risk elements and regulatory monitoring. The book emphasizes stability and robustness in the emerging hybrid system, applicable globally with a focus on emerging markets. Topics covered include current FinTech leaders, synergies between P2P lenders and credit institutions, details of a FinTech start-up, and interviews with entrepreneurs. Marketplace Lending is an essential resource for individuals involved in the dynamic field of financial innovation.